Advantages of paying for therapy yourself
Just because you have insurance, doesn’t mean you have to use it. Sometimes people find it is better to pay for services without utilizing insurance. There are both advantages and disadvantages of utilizing your health insurance. Obviously, there is increased cost if you don’t involve your insurance company. However, there are advantages of private pay that may make the expense worth considering.
Additional Confidentiality
Insurance providers require a mental health diagnosis, justification, and clinical treatment planning in order for counseling to be covered. In addition, they have the right to audit your records at any time to be sure they are paying for a justifiable diagnosis with their approved treatment methods. When you pay out-of-pocket, you are guaranteed that the only people who know any of the details of counseling are themselves and their therapist. There is no third party who can audit your records and know the details of what happens in your private sessions.
Finding the Best Fit
A counseling relationship is a different kind of relationship than a medical procedure that insurance companies base their models on. We believe (and the research supports) that the therapeutic relationship is the most importand factor in predicting a successful outcome. Much more than the particular technique or intervention used. We understand that financial constraints might be a factor which is why we accept some insurance plans, however we don’t believe you should be limted to therapists within your insurance provider’s network. Find the best fit for you.
Financial Means
Money is a part of life and does impact our wellbeing. We believe that money should be talked about openly and directly, not outsourced to others to handle. If you cannot afford our fees, but feel like this is the best fit for you, we can discuss sliding scale options that may be comperable to what you would pay with insurance. We have a limited number of sliding scale therapy slots based on your access to resources and our availability. We can talk about it directly.